16 questions to ask an OnlyFans agency before you sign
Ask each agency the same 16 questions and ask for the answers in writing: login, payouts, content ownership, term and notice, exit fees, post-exit commission, commission and base, upfront costs, reporting, leak protection, exit handover, chat policy, who shouldn't sign, legal entity, age on record and team size.
The list
- Who keeps your password and 2FA? Good answer: States in writing that the password, email and 2FA stay with the creator.
- Does platform money land directly in your bank? Good answer: The platform pays into the creator's own bank account; the money never passes through the agency.
- Is your content still yours when you leave? Good answer: Content belongs to the creator and the agency's license ends with the contract.
- How long are you tied in, and how much notice do you give? Good answer: Publishes the minimum term (or that there is none) and the notice period in days.
- Does leaving cost you money? Good answer: States in writing that leaving costs nothing (no fee, no buyout, no “debts”).
- Do they keep taking a cut after you leave? Good answer: States in writing that it takes nothing from what the creator earns after she leaves.
- Do they publish their cut and what it's calculated on? Good answer: Publishes the figure or range and whether it's on gross or net.
- Do they charge anything to get started? Good answer: States in writing there is no charge to start (onboarding, fees, tools).
- What reports do you get, and how often? Good answer: Publishes what reports it provides and how often.
- Do they monitor leaks and file takedowns (DMCA)? Good answer: Includes leak monitoring and takedowns, and explains how and how fast.
- What happens to access and material the day you leave? Good answer: Explains the exit: access removed, material returned or copies deleted.
- Who talks to your fans, and within what limits? Good answer: Explains who chats (people or AI), within what limits, and whether the creator can read it.
- Do they tell you when NOT to sign? Good answer: States in which situations a creator shouldn't sign with it.
- Do you know which company you'd sign with? Good answer: Legal name, jurisdiction and an address or registration number.
- How old is the agency, according to a public record? Good answer: A public record (company registry, or the domain creation date via RDAP) at least 2 years old.
- How many people work there, and how many creators do they manage? Good answer: Publishes headcount and number of creators managed.
How to use it
Send the list by email and compare answers side by side. Anything an agency won't put in writing counts as “not found”, which is how we score it too (rule R1 of the methodology). The contract checker scores the answers.
Questions
What if an agency won't answer in writing?
Treat the answer as missing. A verbal answer is hard to rely on later.
Do I need all 16 to be yes?
No agency on this site has all 16. Decide which ones are your red lines; the Find your agency test helps.
This site is operated by Starvi Digital LLC, owner of LuxOnly, which appears in this comparison.
OnlyFans Agency USA. “16 questions to ask an OnlyFans agency before you sign”. https://onlyfansagencyusa.com/guides/questions-to-ask-an-agency/, updated Nov 12, 2026. CC BY 4.0.